Real estate appraisal services for homeowners in the city of Lanexa and New Kent County

Here are the top reasons VA homeowners order from Ferguson Valuations Inc.:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge New Kent county's assessment of your propertyworth
To cut their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a VA divorce, when real estate property needs to be divided
To settle an estate in New Kent county or VA by determining the true market value of real estate in question

Do you own a home in or near Lanexa? Do you need help determining the value of your real estate?
Contact Ferguson Valuations Inc..

At Ferguson Valuations Inc., we understand the particular needs of a homeowner in need of appraisal services. Our typical business clients get the appraisal process and the standard documents we provide. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Ferguson Valuations Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

PMI Removal Appraisals

An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Ferguson Valuations Inc., we're experts in helping people just like you abolish unwanted and unneeded PMI insurance.

Challenge property tax assessments

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Ferguson Valuations Inc. is your chief weapon.

HELOC recently frozen?

If your home is close to a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Ferguson Valuations Inc. can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.